Cleveland, Ohio
Consumer Protection Lawyer

When your real estate rights are violated, you need an attorney who understands both consumer protection laws and real estate transactions. At Cavell Law, our experienced consumer protection lawyer has been defending the rights of Cleveland homeowners and real estate consumers for years.

We recognize that real estate transactions are often the most significant financial decisions in a person’s life. Our dedicated attorney is here to ensure that you are protected, whether you’re buying, selling, or refinancing property in Cleveland and throughout Ohio.

Consumer Protection in Real Estate Transactions

Consumer protection laws in real estate are designed to safeguard individuals from unfair, deceptive, or fraudulent practices in property transactions. These laws cover a wide range of issues, including:

• Mortgage lending practices
• Real estate disclosures
• Property appraisals
• Title insurance
• Closing procedures
• Real estate agent conduct
• Timeshare sales
• Landlord-tenant relations

In Ohio, consumers are protected by both state and federal laws, including the Ohio Consumer Sales Practices Act, the Real Estate Settlement Procedures Act (RESPA), and the Truth in Lending Act (TILA). Our Cleveland consumer protection attorney stays up-to-date on all relevant legal standards to provide our clients with effective representation.

Our Consumer Protection Services in Real Estate

At Cavell Law, we offer comprehensive legal services to protect consumers in all aspects of real estate transactions, including:

• Challenging predatory lending practices
• Addressing mortgage servicing abuses
• Pursuing claims for undisclosed property defects
• Contesting unfair real estate commission practices
• Defending against foreclosure fraud
• Resolving disputes over earnest money deposits
• Addressing title insurance and closing cost issues
• Challenging discriminatory housing practices
• Pursuing claims against negligent home inspectors
• Resolving timeshare contract disputes

We represent a diverse range of clients in these matters, including:

• First-time homebuyers
• Experienced property investors
• Homeowners facing foreclosure
• Tenants dealing with unfair landlord practices
• Seniors targeted by reverse mortgage scams
• Consumers misled in timeshare purchases

Whether you’re dealing with a straightforward disclosure issue or a complex case of mortgage fraud, we have the expertise to protect your rights and pursue appropriate remedies.

Why Choose Cavell Law for Your Real Estate Consumer Protection Case?

When you work with Cavell Law on your real estate consumer protection matter, you can expect:

• In-depth knowledge of Ohio and federal consumer protection laws related to real estate
• Experience in both state and federal courts, as well as before regulatory agencies
• A proven track record of successfully resolving complex consumer protection disputes
• Personalized attention and clear communication throughout your case
• Strategic thinking that balances legal remedies with practical solutions
• A commitment to holding unscrupulous actors accountable and seeking fair compensation for consumers

We understand that each consumer protection case is unique, with its own set of facts, financial implications, and emotional stress. Our team takes the time to thoroughly understand your situation and goals, allowing us to develop a tailored strategy that aligns with your objectives.

Our Approach to Real Estate Consumer Protection Cases

At Cavell Law, we approach each real estate consumer protection case with a focus on thorough investigation, strategic planning, and strong advocacy. Our process typically includes:

1. Comprehensive case evaluation: We conduct an in-depth review of all relevant documents, including contracts, disclosures, loan documents, and correspondence to identify potential violations and claims.
2. Legal analysis: We carefully examine applicable state and federal laws to determine the strength of your case and potential remedies available.
3. Evidence gathering: We work diligently to collect all necessary evidence, which may include property records, financial documents, expert opinions, and witness statements.
4. Strategy development: Based on our findings, we develop a customized legal strategy that may include negotiation, mediation, or litigation.
5. Negotiation with opposing parties: When appropriate, we engage in skilled negotiation to resolve disputes efficiently and favorably.
6. Administrative complaints: If necessary, we file and pursue complaints with relevant regulatory agencies, such as the Ohio Division of Real Estate or the Consumer Financial Protection Bureau.
7. Litigation representation: If a fair resolution cannot be reached through other means, we provide strong advocacy in court, presenting your case persuasively to judges and juries.
8. Consumer education: We believe in empowering our clients, so we take the time to explain your rights and how to protect yourself in future real estate transactions.

Throughout this process, we maintain open communication with our clients, ensuring you’re fully informed and involved in all critical decisions affecting your case.

Frequently Asked Questions

What are some common consumer protection issues in real estate transactions?

Common issues include failure to disclose property defects, predatory lending practices, unfair foreclosure procedures, deceptive timeshare sales tactics, and discrimination in housing or lending.

How long do I have to file a consumer protection claim related to a real estate transaction in Ohio?

The statute of limitations can vary depending on the specific nature of the claim. Generally, you have two years from the date of the violation or from when you reasonably should have discovered the violation. However, some claims may have longer or shorter timeframes, so it’s crucial to consult with an attorney promptly.

Can I sue my real estate agent for misrepresentation?

Yes, if your real estate agent knowingly misrepresented material facts about a property, you may have grounds for a lawsuit. Real estate agents have a fiduciary duty to their clients and can be held liable for fraudulent or negligent misrepresentation.

What remedies are available in real estate consumer protection cases?

Remedies can include monetary damages, contract rescission (cancellation), injunctive relief to stop ongoing violations, and in some cases, punitive damages. The specific remedies available depend on the nature of the violation and the laws involved.

How can I protect myself from predatory lending practices?

To protect yourself, always read and understand all loan documents before signing, compare offers from multiple lenders, be wary of high-pressure sales tactics, and consider having a trusted attorney review your loan documents before closing.

Contact Our Cleveland, Ohio Consumer Protection Lawyer

If you believe your rights have been violated in a real estate transaction in Cleveland or anywhere in Ohio, the team at Cavell Law is here to help. We offer confidential consultations to discuss your case and explore how we can assist you in protecting your rights and seeking appropriate remedies.

To schedule a meeting with our consumer protection attorney, please call our office or schedule a consultation online. We look forward to learning more about your situation and discussing how we can help.